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Get help from a family member who has good credit. A willing parent or significant other who uses credit responsibly can help kick start your credit score by either cosigning a loan or adding you as an authorized user on a credit card account..
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Build credit by becoming an authorized user on someone else's card, or with a credit builder loan or secured credit card. Then pay on time and keep credit use low..
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Whether you're looking to buy a new car, pay down some high interest credit card debt or finance some home repairs, there's a good chance you'll need to apply for some financing during the course of your lifetime..
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