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If you're building credit, secured credit cards or credit builder loans may help, as can being an authorized user on a card with a long history of on time payments. We outline five ways to build .
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If you're looking to improve your credit in the long term, well, then, you'll want to establish a spotless payment history. Your payment history, also known as payment performance, is the record you've established by either paying or not paying your bills on time and it's the most important factor among major credit scores, accounting for about of .
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