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Ways students can build good credit. Become an authorized user on your parents account. Open up your own credit card. Get the right credit card for you. Use the credit card for occasional, small purchases. Avoid big ticket buys, except in case of emergency. Pay off your balance each month. Pay all your other bills .The Dos and Don ts of Credit Cards in College. DO Choose a Card That s Right for You. DON T Apply for Multiple Accounts at Once. DO Pay Off Your Balance Every Month. DON T Let Your Card Sit in a Drawer. DO Make Your Payments on Time. DON T Open and Close Accounts Frequently..Consider whether you need student loans. If you need financial aid to complete your undergraduate degree, you may want to look into federal student loans. Become an authorized user on a family member s credit card. Get your own credit card. Practice good credit habits. Get credit for your rent payments..It s smart to build credit in college, but students may not to know where to begin. These tips can help them get a head start on financial adulthood..College is a great time to start building credit. Besides, avoiding long term reliance on your parents credit and building a good credit history .
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