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To reduce the amount borrowed as well as the monthly payments, put down a large down payment. If she hasn t yet started saving for that, she should do it now. As your granddaughter s credit stands now, she most likely won t qualify for the best car loan rates, if she can qualify for a loan at all..I just got a Secure card and was thinking to get a car to help build I am a car salesman and two fastest ways to build or hurt credit is car loan .To determine if paying off your car loan off will help your credit, you ll need to understand several things Take steps to improve your credit .And when it comes down to how to buy a car, making a monthly car payment, or even asking yourself "How am I going to pay my car loan?.A car loan will do more harm than good especially if you already have good credit. The best way to build credit is to Maintain one or two credit cards. The older, the better. .
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