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At first, credit may seem frustrating you can't get credit because you've never had credit. But there are actions you can take to start establishing a strong credit history. Why you should establish credit. If you've always paid with cash or checks to make purchases and haven't used credit, it's a .
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Your credit scores improve if you have different types of credit, such as auto loans, credit cards, student loans, and so on. Debt to income ratio DTI Your debt to income ratio DTI is the percentage of how much you make each month that you have to pay on recurring payments, like a credit card..
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Wells Fargo Cash Back College Visa Card is one way to help you start building credit while in college. You can use it to buy books, pay bills, and cover emergencies. You can use it to buy books, pay bills, and cover emergencies..
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