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Ways students can build good credit. Become an authorized user on your parents account. Open up your own credit card. Get the right credit card for you. Use the credit card for occasional, small purchases. Avoid big ticket buys, except in case of emergency. Pay off your balance each month. Pay all your other bills .Consider whether you need student loans. If you need financial aid to complete your undergraduate degree, you may want to look into federal student loans. Become an authorized user on a family member s credit card. Get your own credit card. Practice good credit habits. Get credit for your rent payments..Here s a simple strategy for building credit with a student credit card Charge only a recurring bill like a phone bill or monthly streaming subscription to the card. Set up automatic payments to pay off the credit card bill on time and in full each month. Rinse and repeat for four years..As a college student, you have plenty on your mind already. But you should be thinking about your credit, too. Photo Francisco Osorio..College is a great time to start building credit. But many college students are starting from scratch. Here s how to build credit as a student..
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