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Using A Credit Card To Build Credit The Balance
If you want to build your credit using a credit card you need to follow these four steps to do so safely. Limit the Number of Cards You Have. You do not need more than one credit card. This includes gas cards, store cards and any other type of credit card. One credit card is all that you need..
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Typically if you use the secured credit card responsibly for six to twelve months, as well as managing your other credit or loan accounts responsibly, you can consider applying for a traditional card, which usually comes with better terms, and continue to build your credit..
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