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If you find that you aren't getting approved for credit cards or loans, or aren't getting favorable rates for financing, then you might need to make some improvements to your credit score.Building credit isn't a particularly quick or simple process, but we have some tips that can help you along the way..
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A credit score reflects credit payment patterns over time, with more emphasis on recent information. Pay your bills on time. Delinquent payments and collections can have a major negative impact on a credit score. Keep balances low on credit cards and other "revolving credit." High outstanding debt can affect a credit score..
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