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To improve your credit utilization quickly Don't close any cards or reduce your credit limit. This would reduce your total borrowing power, thus increasing your credit utilization..
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If you know you'll be able to pay on time and you're trying to improve your credit rating or build up a credit history, this can be a clever way to make your rental payments count towards that though it's early days, and even if you sign up now, lenders won't actually start seeing the data until the end of this year ..
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