Five ways you can establish credit. Apply for a secured credit card. If you re building your credit score from scratch, you ll likely need to start with a secured credit card. Apply for a credit builder loan. Get a co signer. Become an authorized user on someone else s credit card. Get credit for the rent you pay..Your credit history affects everything from buying a home to financing your education and even getting a job. Do these things to build good .Everything You Need to Know About Building Credit. Start Building Credit By Getting Credit. Apply for a Secured Credit Card. Get a Retail Store Credit Cards. Ask Someone to Make You an Authorized User. Get a Cosigner for a Credit Card or Loan. Make Your Payments on Time. Start With One Credit Card. Watch How Much You .Ways students can build good credit. Become an authorized user on your parents account. Open up your own credit card. Get the right credit card for you. Use the credit card for occasional, small purchases. Avoid big ticket buys, except in case of emergency. Pay off your balance each month. Pay all your other bills .Building good credit as a college student or recent graduate can help make it easier to get a lot of other good things a car, a house, a cell phone or even a .
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