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You can use this to your advantage and build good credit history in the following ways Only apply for one card at a time. Having too many credit card applications can hurt your credit rating, so make sure you compare credit cards and then apply for the one that best suits your needs at the time. Make repayments on time..
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But if this becomes a habit, your credit score may take a hit. It's important to keep track of bills and upcoming payments so you can anticipate when a bill's due to arrive and roughly how much it will be..
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