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Since high school I've always had some strange fixation with my credit score. In the effort of winning this 'game' win = high score I've talked with a lot of different people both students and those in the credit industry and tried many different strategies..
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Still, every little bit helps when you're starting from zero. And it's a way to practice using a card and building good credit habits. MORE The difference between an authorized user and a co signer. Best practices for building credit. Once you have access to a credit card, using it wisely will let you build credit much more quickly..
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Luckily, taking out a credit card isn't the only way to build a positive character reference and establish credibility. If you're responsible for some of your own bills like a cellphone ask your provider to report your positive payment history to the credit reporting agencies..
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