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A credit card offers an easy way to build or rebuild credit. How you use yours can have a positive or negative impact on your credit score. Understanding how to build credit with a credit card can put you on the path to good credit and better financial opportunities..
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Not every credit score takes these payments into account, but some do, and that may be enough to get a loan or credit card that firmly establishes your credit history for all lenders. Build your score with good habits. Building a good credit score takes time, probably at least six months of on time payments..

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