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Here are a few tips to help you get started Apply for an unsecured credit card Apply for a Canadian credit card as soon as possible. Apply for a secured credit card if need be. Apply for a mobile phone. Pay your credit card bill on time. Pay off your balance in full each month. Get different types of credit..Here are a few other tips to help you build solid credit from the ground up Check and understand credit reports and scores. Open a bank account. Open a regular or high interest savings account. Start with an overdraft. Open a department store credit card account. Apply for a secured card. Find a co signer..How to Improve Your Credit Score in Steps Leave old debts on your credit report. Correct errors in your credit report. Increase your credit limit. Pay your bills on time. Set up automatic payments. Use your credit more. Open a secured credit card account. Keep a low credit card account.. to build it from scratch. Learn how to build credit in Canada. The simplest and fastest way to build is with a credit card. Find your next credit .If you re on the cusp of decent creditworthiness, take heed You can improve your lot in as few as three to six months or even more quickly, if you discover that .
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