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The Best Ways To Get Rid Of That Awful Credit Card Debt
There is no one true "best" way to eliminate credit card debt, as doing so all depends on your individual situation. You can focus on getting each card paid off individually, transfer your balances to one card, ask for a lower interest rate or even get a loan to pay off the balances..
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Usually, the only way to know if you'll be accepted for a card is to apply, but each application marks your credit file. Too many marks can make it hard for you to get credit in future..
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Build credit by becoming an authorized user on someone else's card, or with a credit builder loan or secured credit card. Then pay on time and keep credit use low..
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